Smart way to invest in your child's financial future
Lummo helps families save and invest early for their kids. It turns time into your most powerful tool for building lasting financial habits.
Get Lummo
How it works
Makeyour kid's financial futuregrow automatically
Pick a portfolio
Choose a portfolio for your kid. Bitcoin, Gold, or Stocks, as safe or as bold as you want.
Set it and forget it
Turn on automatic deposits. Dollar-cost averaging (DCA) handles the timing so you don't have to.
Let the family join in
Share a link and let grandparents and friends contribute for birthdays or milestones.
Watch it grow
See your child's portfolio progress in a clean, simple dashboard that makes saving feel rewarding.
Why it matters
Saving in cash no longer makes sense
Inflation keeps eroding what money can buy. Lummo helps you turn time into an advantage by saving and investing for your child's future.
Savings simulator
See how consistent contributions perform over time
Total balance
$0
vs $0 invested
*Uses historical prices. Past performance is not a guarantee of future results.
Pricing
One price for the whole family
Monthly plan
Lummo
3 day free trial
$6
USD / MONTH
- Up to 4 child accounts
- Invest in Bitcoin, Gold, or Stocks
- Family gifting links
- Progress tracking and insights
Prices shown are for subscription access to the Lummo app. Investment products involve risk, and values may go up or down. Lummo does not provide financial advice.
FAQ
Frequently Asked Questions
- Lummo helps families save and invest for their kids in one place. You pick a portfolio (e.g., bitcoin, gold, stocks), set an automatic contribution, and watch progress over time. Family and friends can chip in with a shareable gift link.
- We support kids and adults of all ages. No minimum (or maximum) age here.
- Right now, all investments are held under the parent’s account until the child reaches the appropriate age. Parents can withdraw funds at any time to their linked bank account and use them for the child’s needs — like education, hobbies, or savings goals. In the future, we plan to introduce kid-friendly debit cards so older kids can start managing their own spending and learn about money responsibly..
- You can choose from diversified stock exposure (e.g., S&P 500), gold, and bitcoin, or a mix. Portfolios are designed for long-term holding and you can change the mix anytime. We don’t promise performance; we give simple choices and clear tracking.
- Set up DCA (Dollar-Cost Averaging) with weekly or monthly auto-buys—so you don’t worry about timing the market. Share a private gift link so grandparents and friends can contribute directly to your child’s account. All contributions show up in the activity feed.
- If you have any more questions, please contact us at support@lummo.com.
- Yes, Lummo does support bitcoin investments.
